Our Credit Policy

Our goal is to assist owners and tenants in making contract decisions with full disclosure of credit rating and experience.

Your Tenant Profile

Employment-Income-Credit Rating-References-Debt level-Number of Occupants-Pets-Lease Terms-Rent Amount: We include these details in your tenant profile which is provided to the owner of a property you are interested in renting or Lease/Purchasing.

Personal History- We will include personal and/or credit history if you have items which need explanation to a prospective owner. We acquire this information during your credit interview, where you have an opportunity to discuss situations and/or events that may have contributed to financial difficulty. We are interested in helping you and our goal is to approach sensitive issues with understanding and willingness to help you. This may prevent your embarrassment or uncertainty if you were working directly with an owner and eliminate the need to explain difficult circumstances again if you are denied.
 
Progress- We will include in your tenant profile any solutions which you are willing to apply to resolve your financial challenges.

Information assistance- If we have information which may be helpful in your circumstance we will gladly share that knowledge with you. We are not credit counselors, but will provide contacts of helpful agencies or services we may have knowledge of.